Rules to Live (And Save) By

I’ve highlighted 10 easy financial planning principles to guide expats to their financial goals. Don’t downgrade your lifestyle when you retire. Aim to earn at least as much as you do now, adjusted for inflation We often find that folks are willing to compromise with future earnings and accept that they will earn less on a monthly basis when they retire. We believe … Read more

How much debt should I have?

Dear Afonso, How much debt should I have? Of course the answer is none. But every individual has a unique situation, and there are no definitive answers that can guarantee financial success for everyone. We can use developed countries’ lending rules to limit the amount of money one can borrow as a rule of thumb for ourselves. In today’s Singapore for instance, banks … Read more