Rules to Live (And Save) By

I’ve highlighted 10 easy financial planning principles to guide expats to their financial goals. Don’t downgrade your lifestyle when you retire. Aim to earn at least as much as you do now, adjusted for inflation We often find that folks are willing to compromise with future earnings and accept that they will earn less on a monthly basis when they retire. We believe … Read more

Coined it in

Everything you wanted to know about Bitcoin but were afraid to ask Are Bitcoins and cryptocurrencies suitable for my retirement portfolio?  This is quite a loaded question, and the answer could be wildly subjective and would depend largely on how much you know about the asset class and your tolerance for volatility. If you don’t know what volatility refers to, then Bitcoin and … Read more

Money On My Mind

Tips for saving money when starting your career in Southeast Asia Saving money is one of the major benefits of living and working in Southeast Asia—professionals in countries such as Vietnam are fortunate enough to earn high salaries, while benefiting from low cost of living at the same time. According an HSBC survey, expats in … Read more

Real at Stake

Five perilous myths of property investment You will have heard term “safe as houses”—this is exactly how many people describe their attitudes towards property investing, believing that it’s the safest haven for their money and an appropriate platform to shelter long-term savings. Indeed, property can be a worthwhile investment. Owning a number of properties, mortgage free, in a robust market, with all your rentable space … Read more

Die Another Day

contract

Knowing the difference between term-life insurance and investment-linked insurance can protect your family’s future. I’m an expat living in Hanoi, Australian by birth, with a wife and two young kids. I’ve been thinking about what would happen to my family if I were to pass away as I do not have enough money saved up … Read more

The REIT Thing

Play the real estate market with little capital Dear Sven, I’m interested in investing in property, however, I do not have a large amount of cash on hand and do not want to take out a mortgage loan. Since buying property can be quite expensive, is there any way I can access the property market … Read more

All or Nothing

Before investing in binary options, read this Dear Sven, I’ve been reading about a few investment platforms where I can register for online that allow me to manage my investments with relative ease. Some of the platforms advertised seem to offer products producing very high annual returns, some of which I am not familiar with, … Read more

Estate of Affairs

Navigating the pros and cons of investing in the real estate market Hi Sven, I’m a French citizen currently living in Ho Chi Minh City. I would like to invest in local assets. I’ve tried to open a stock trading account with a local brokerage but it seems like the stock market is extremely volatile, and … Read more